Product updates

Fraud Detection Improvements

• Introduced risk_level field in the transaction response (low, medium, high).

• Added device_fingerprint to user session tracking.

• The x-risk-score header is now available in webhook callbacks.

Subscription Upgrades

• Subscriptions now support pause_until to delay renewals.

• You can update billing_cycle directly via the API.

• Added grace_period_days for smoother dunning flows.

API Enhancements

• The transaction_id is now returned in all webhook payloads.

• You can now pass the x-sandbox-mode header to simulate test transactions.

• The invoice.pdf field is now included in GET /invoices responses.

Dashboard Upgrades

• Dark mode toggle is now available under Settings > Preferences.

• Export buttons now include csv, xlsx, and json formats.

• The new quick_filters sidebar helps you find transactions faster.

Developer Tools

• The x-cli-key header has been standardized across CLI commands.

• sandbox-cli now supports environment variables with FINTECH_ENV.

• Updated API error codes: E-402 is now INSUFFICIENT_FUNDS.

New Payment Request Features

• Added support for one_time and recurring payment requests.

• Payment links now include ?utm_source parameters for tracking.

• Enhanced checkout pages with apple_pay and google_pay support.

POST /api/v1/payment-requests
{
  "amount": 5000,
  "currency": "USD",
  "type": "one_time"
}

API Enhancements

• The transaction_id is now returned in all webhook payloads.

• You can now pass the x-sandbox-mode header to simulate test transactions.

• The invoice.pdf field is now included in GET /invoices responses.

Fraud Detection Improvements

• Introduced risk_level field in the transaction response (low, medium, high).

• Added device_fingerprint to user session tracking.

• The x-risk-score header is now available in webhook callbacks.

Subscription Upgrades

• Subscriptions now support pause_until to delay renewals.

• You can update billing_cycle directly via the API.

• Added grace_period_days for smoother dunning flows.

Enhanced Payout Controls

• Added support for scheduled payouts (daily, weekly, or monthly).

• Introduced payout holds for accounts under review.

• Improved multi-bank linking for faster switching between payout accounts.

Analytics Dashboard Improvements

• New Net Revenue metric added.

• Enhanced filtering by customer cohort and subscription plan.

• Reports can now be exported as PDF in addition to CSV & Excel.

Developer Updates

Added new Transactions Search API:

New Features

• Multi-Currency Payouts

  You can now receive payouts in multiple currencies (USD, EUR, GBP).

• Added automatic currency detection based on account region.

• Option to set a default payout currency in account settings.

Improvements

• Enhanced failed payment retries: system will now attempt 3 retries within 7 days.

• Optimized analytics dashboard for faster load times.

Fixes

• Fixed an issue where sandbox transactions incorrectly appeared in sales reports.

• Resolved a bug causing VAT reports to show duplicated entries.